Unit Head of Credit Risk Management Policy Xstu & LG
Mô tả công việc
- To develop, monitor, adjust credit risk management policies for credit card and consumer lending products for XSTU & LG segment in order to comply with business strategies, credit activities and socio-economic situation
- To develop, monitor, adjust application processing and credit underwriting process for each credit card and consumer lending products for XSTU & LG segment in accordance with the nature and risk appetite for each products
- To develop, monitor, adjust calculation logic of offered loan amount or credit card limit for XSTU & LG segment based on customer’s repayment capacity and VPB SMBC FC’s risk appetite
- To initiate the change requests for credit policy rules and calculation logic in Decision Engine system and for processes in LOS system, to enhance credit quality and mitigate credit risk for XSTU & LG segment
- To monitor indicators and ratios specifying the efficiency and effectiveness of operations and bad debts of each product group regularly to propose proper adjustments for credit assessment process, risk management process and product criteria for XSTU & LG segment to improve business efficiency, portfolio performance and minimize process friction
- To develop, monitor, adjust Underwriting manuals to support underwriter for complying with Decision Engine system’s requirements and collect, verify necessary information XSTU & LG segment
- To coordinate with Credit Assessment & Early Credit Recovery Center to internally train for underwriter about regulations, manuals of underwriting and changes in underwriting requirement
Coordinate with other units both internal and external to Risk Management Division to orientate the credit policies and underwriting mechanism, instructing on credit risk management policies of XSTU & LG segment
- To compose documents related to credit risk management policies for credit granting activities to comply with regulations of Law and based on directives of competent authorities
Consult and review on risk mitigation perspective for products/ product programs or any documentation related to credit granting to XSTU & LG segment
- Manage tasks of the Unit, set up priorities.
Yêu cầu công việc
- University Graduate, major: Banking, Finance or relating area.
- At least 05 years’ experience working in Credit Risk Management/Credit Risk Policy/ Credit Underwriting/ Credit Quality Control.
- Have experience to manage team with team size from 5 or more people is a plus.
- Understanding of banking risk policies & procedures
- Knowledge and experience in LOS and DE systems
- Business process writing skills
- Group facilitation and relationship building skills
- Leadership and solving problem skill
- Fluent in English
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Tỷ lệ cạnh tranh
VietnamWorks tính toán tỷ lệ cạnh tranh của bạn dựa trên thông tin ứng tuyển của bạn và so sánh nó với các ứng viên khác cho công việc này sau khi bạn ứng tuyển.
Thông tin việc làm
30/09/2024
Trưởng phòng
Ngân Hàng & Dịch Vụ Tài Chính > Tuân Thủ & Kiểm Soát Rủi Ro
Credit Risk Management, Quản Lý Rủi Ro Tín Dụng, Thẩm Định Rủi Ro Tín Dụng
Ngân hàng
Bất kỳ
5
Không giới hạn
Địa điểm làm việc
9 Đoàn Văn Bơ, phường 12, District 4, Ho Chi Minh City, Vietnam
3B Floor, REE TOWER, 09 Doan Van Bo Street, Ward 13, Dist 4, HCMC
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