Risk Director - Fintech / Digital Banking
Mô tả công việc
We are seeking an experienced and highly motivated Risk Director to join our team. The successful candidate will be responsible for overseeing and managing our lending organization's risk management strategies, policies, and procedures. As the Risk Director, you will identify potential risks, assess their impact, and develop effective risk mitigation strategies to minimize potential losses. We are looking for someone who has a deep understanding of credit cards and demonstrates Extreme Ownership principles in their approach to risk management.
What you will do
• Develop and implement risk management policies, procedures, and guidelines in compliance with industry standards and regulatory requirements.
• Evaluate and monitor the company's risk exposure and develop strategies to mitigate identified risks.
• Maintain and manage the company's credit and behavior scorecard, credit policy, fraud analytics, provision, alternative data, lending onboarding, underwriting processes, and project management processes.
• Conduct risk assessments to identify potential risks and develop risk mitigation strategies.
• Ensure the company's compliance with relevant laws, regulations, and policies related to risk management.
• Monitor and analyze market trends and developments to anticipate potential risks and opportunities.
• Collaborate with internal stakeholders, including product, marketing, and finance teams, to ensure the company's risk management strategies align with business objectives.
• Manage and oversee the company's project management processes to ensure timely and effective implementation of risk management initiatives.
• Foster a culture of accountability and proactive risk management throughout the organization.
Yêu cầu công việc
• Bachelor's or Master's degree in Finance, Business Administration, Computer Science, Mathematics or related fields.
• At least 7 years of experience in the lending industry, including 5 years in management position risk management.
• Strong knowledge of credit cards and experience in developing and implementing risk management policies, procedures, and guidelines.
• Understanding of credit and behavior scorecards, credit policy, fraud analytics, provision, alternative data, lending onboarding, underwriting processes, collection processes, and project management processes.
• Strong analytical and problem-solving skills with the ability to identify and mitigate potential risks.
• Excellent communication and interpersonal skills to collaborate with internal stakeholders and communicate risk management strategies and activities to senior management and the board of directors.
• Ability to work independently and as part of a team in a fast-paced and dynamic environment.
• Professional certifications in risk management or related fields are a plus.
Các phúc lợi dành cho bạn
Thưởng
Chăm sóc sức khoẻ
Nghỉ phép có lương
Tỷ lệ cạnh tranh
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Tỷ lệ cạnh tranh
VietnamWorks tính toán tỷ lệ cạnh tranh của bạn dựa trên thông tin ứng tuyển của bạn và so sánh nó với các ứng viên khác cho công việc này sau khi bạn ứng tuyển.
Thông tin việc làm
07/10/2024
Giám Đốc và Cấp Cao Hơn
Ngân Hàng & Dịch Vụ Tài Chính > Tuân Thủ & Kiểm Soát Rủi Ro
Communication, Credit Analysis, Fraud Analysis, Project Management, Risk Management
Tài Chính
Tiếng Anh
7
Không giới hạn
Địa điểm làm việc
Havana Tower, Hàm Nghi, Bến Thành, District 1, Ho Chi Minh City, Vietnam
Havana Tower, 132, Ham Nghi Str., Ben Thanh Ward, Dist. 1, HCMC
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