Credit Specialist

Company Introduction

Cargill is an American multinational company specializing in the production of agricultural products. Cargill presents in more than 70 countries around the world with 155,000 employees.

Cargill’s presence in Vietnam began when we set up our first representative offices in Hanoi and Ho Chi Minh City in February 1995. Cargill Vietnam Limited was established in October 1995. Today, Cargill employs more than 1,500 employees working at about 20 sites across the country.

Cargill has activities in the following areas in Vietnam:

• Animal Nutrition and Health

• Food and Beverage Ingredients

• Cargill Agricultural Supply Chain

• Metals

• Unique Aqua Macro Ingredients

• Cargill Protein

Job Purpose and Impact

The CTC Credit Specialist will perform moderately complex credit activities. In this role, you will handle accounts and maintain data, counterparty portfolio relations and credit reporting. You will help develop, recommend and implement the controls and cost effective approaches to minimize the organization's risks.

Key Accountabilities

• Using advanced knowledge, collect and maintain customer accounts; track account status, report on outstanding balances and prioritize collection activity.

• Identify and analyze potential sources of loss to minimize risk and estimate the potential financial consequences of a loss.

• Research credit history (i.e., collect personal or business data for analysis, run credit reports, etc.).

• Follow up overdue accounts; initiate demand letters, phone calls to delinquent accounts and external debt collection, etc.

• Assist in the preparation and distribution of defined reports showing account performance.

• Independently solve moderately complex issues with minimal supervision, while escalating more complex issues to appropriate staff.

• Other duties as assigned

Qualifications

• Education: Bachelor’s degree in Finance, Accounting. Advanced degrees (MBA/Master’s in Finance) are preferred.

• Years in experience: at least 4 years in credit management, financial analysis or a related field, with significant experience in corporate credit analysis and collection

• Proficient in financial modeling, credit risk assessment and collection strategies

• Fluent in English

Benefits

• Attractive base salary, phone & meal allowance.

• 14 days of annual leave.

• 13th month salary.

• 100% salary in probation period, compulsory insurance paid from first working day.

• Health Insurance for employee.

• Unique opportunity to work for an American leading multinational agribusiness company.